Top 7 Best Mortgage Brokers in Phoenix

Finding the right mortgage broker in Phoenix can be crucial to navigating the complex world of home financing. With a multitude of options available, it can be overwhelming to determine which broker will best meet your needs. Our guide, “Top 7 Best Mortgage Brokers in Phoenix,” is designed to help you make an informed decision by highlighting the top professionals in the area.

Mortgage brokers offer a variety of services that can simplify your home buying experience. Here are some services they typically provide:

  • Loan Comparison: Brokers compare different loan products to find the best rates and terms for you.
  • Application Assistance: They help with the paperwork and ensure your application is complete and accurate.
  • Rate Negotiation: Brokers negotiate with lenders to secure the most favorable rates.
  • Pre-Approval: They assist in obtaining pre-approval, giving you an advantage in the housing market.
  • Financial Advice: Brokers offer guidance on financial matters related to home buying.

When choosing a mortgage broker in Phoenix, consider the following aspects:

  • Experience and Reputation: Look for brokers with a strong track record and positive client reviews.
  • Fees: Understand the fee structure, which can vary from broker to broker, typically ranging from 1% to 2% of the loan amount.
  • Communication Skills: Choose a broker who communicates clearly and promptly.
  • Range of Products: Ensure they offer a wide range of loan products to suit your needs.
  • Licensing and Credentials: Verify that the broker is licensed and holds the necessary credentials.

Explore our detailed guide to discover the top 7 mortgage brokers in Phoenix and make your home buying journey as smooth as possible.

7

Number of companies

499

Verified reviews

4,99

Average rating

Forza Capital Funding, Inc
(480)3782675

1. Forza Capital Funding, Inc

★ ★ ★ ★ ★ 5,0/5
4455 E Camelback Rd E261, 85018.0, Phoenix
  • Mortgage broker

Why we chose them

Forza Capital Funding, Inc., located in Phoenix, Arizona, is a leading mortgage broker renowned for its commitment to transparency and integrity. Specializing in tailored mortgage solutions, the company offers a diverse range of services to meet the needs of both first-time homebuyers and those looking to refinance existing mortgages. With an experienced team, they guide clients through each step of the process, ensuring personalized service and expert advice. Their comprehensive market understanding allows them to provide competitive rates and customized mortgage programs, which are crucial for empowering clients to achieve their financial goals.

Their services encompass a variety of loan options, including 30 Year Fixed Mortgage, 15 Year Fixed Mortgage, Adjustable Rate Mortgage, FHA Loans, VA Loans, Jumbo Loans, and 203K Loans. Utilizing fast funding options and free tools such as pre-approval letters and refinance analysis, they streamline the mortgage process, making it more accessible and efficient. Clients benefit from their rate comparison services, enabling informed decisions that align with individual homeownership strategies. With a focus on making mortgage acquisition seamless, the company is dedicated to providing quick, custom digital quotes and a streamlined online loan application process.

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Original Mortgage
(602)9558016

2. Original Mortgage

★ ★ ★ ★ ★ 5,0/5
3835 N 32nd St # 12, 85018.0, Phoenix
  • Mortgage broker

Why we chose them

Original Mortgage: Mike Mammen, Mortgage Broker stands out in the mortgage industry by offering a streamlined, stress-free experience for clients seeking low-rate mortgages. Through a personalized approach, Mike Mammen ensures that each client’s unique financial situation is carefully reviewed to secure the best possible mortgage rates. The company prides itself on its core values of honesty and integrity, establishing exceptional customer service as its hallmark. Whether clients are first-time homebuyers, looking to refinance, or seeking investment property loans, the company provides comprehensive support to navigate the mortgage process seamlessly.

Known for its outstanding communication and professional support, the company diligently keeps clients informed and engaged throughout the loan process. By focusing on competitive rates and timely loan closures, the company ensures a hassle-free experience, avoiding common pitfalls that can complicate mortgage transactions. Mike Mammen’s expertise extends to specialized services such as reverse mortgages for seniors, helping clients make informed decisions. With a commitment to transparency and personalized service, the company makes qualifying for a mortgage straightforward and efficient.

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Home Run Home Loans
(800)9242734

3. Home Run Home Loans

★ ★ ★ ★ ★ 5,0/5
3550 N Central Ave Ste 1260, 85012.0, Phoenix
  • Mortgage broker

Why we chose them

Home Run Home Loans is a distinguished mortgage broker based in Scottsdale, AZ, licensed to serve clients in Arizona, Colorado, Florida, and Texas. The company excels in simplifying the home loan process with a focus on honesty and transparency, enhancing the home buying experience for every client. Specializing in a wide array of loan types, including conventional, FHA, VA, and jumbo loans, they tailor their services to meet the specific needs of each borrower. Their expertise is backed by over 20 years of experience, ensuring clients receive a Verified Approval Letter after a personalized consultation, which provides an initially underwritten approval to streamline the process.

As a broker, Home Run Home Loans leverages its connections to multiple wholesale lenders, fostering competition to secure the best rates and costs for clients. Their concierge loan service works in tandem with realtors to negotiate optimal pricing and maximize seller concessions, ensuring a smooth transaction from start to finish. The company prides itself on its core values of communication, commitment, consistency, and community, offering a 360-degree communication approach to keep clients and realtors informed at every step. With a reputation for being a small, local, and dedicated business, they are highly responsive to client needs, making them a valuable addition to our directory.

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Mortgage Experts, Inc
(602)3537744

4. Mortgage Experts, Inc

★ ★ ★ ★ ★ 4,9/5
4742 N 24th St #300, 85016.0, Phoenix
  • Mortgage broker

Why we chose them

Mortgage Experts, Inc. stands out for its commitment to providing exceptional mortgage brokerage services across Arizona. Specializing in a wide array of home financing programs, the company caters to diverse needs, whether clients are purchasing their first home, refinancing a property, or investing in a vacation home. Known for offering some of the most competitive rates in the marketplace, they pride themselves on maintaining open communication throughout the loan process, ensuring clients are informed at every step. The team’s dedication to unbeatable service is highlighted by client testimonials praising their expertise and personal touch.

Offering a comprehensive range of refinancing options, Mortgage Experts, Inc. is adept at tailoring solutions for Arizona borrowers, including FHA Streamline, VA Streamline, and Jumbo loans, among others. Their fast, simple pre-approval process helps clients get started with ease, while their focus on customer satisfaction is evident through their personalized consultations. With a reputation for reliability and a proven track record of delivering results, the company demonstrates its dedication to helping clients achieve their home financing goals efficiently and effectively.

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John Blanks, Mortgage Professional
(602)4307401

5. John Blanks, Mortgage Professional

★ ★ ★ ★ ★ 5,0/5
5227 N 7th St, 85014.0, Phoenix
  • Mortgage broker

Why we chose them

John Blanks, Mortgage Professional NMLS#179617 / #1800544 stands out in the mortgage industry as a dedicated and experienced mortgage broker. With a focus on providing personalized mortgage solutions, the company is committed to helping clients navigate the complex world of home financing. Their expertise ensures that each client receives tailored advice and support, making the mortgage process seamless and stress-free.

Chosen for our directory due to their exceptional service, the company emphasizes a client-centric approach. Whether clients are first-time homebuyers or seasoned investors, they benefit from the professional guidance and comprehensive mortgage options available. The company’s dedication to excellence and customer satisfaction makes it a valuable resource for anyone seeking mortgage solutions.

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Martell Mortgage
(623)8101583

6. Martell Mortgage

★ ★ ★ ★ ★ 5,0/5
10265 W Camelback Rd Suite 104-C, 85037.0, Phoenix
  • Mortgage broker
  • Finance broker
  • Real estate agent

Why we chose them

Martell Mortgage, LLC- Michael Martell stands out as a premier mortgage broker in Arizona, offering a wide range of residential financing solutions. Known for their personalized approach, they cater to various needs with options like construction loans, renovation loans, and down payment assistance. Whether clients are seeking USDA, conventional, FHA, VA, or jumbo financing, the company delivers customized loan terms and rates that align with individual goals. Their expertise extends to primary residences, second homes, and investment properties, ensuring a stress-free process for both new home financing and refinancing existing properties.

At Martell Mortgage, the emphasis on providing options is evident, offering unique mortgage terms such as a 19-year or even a 22-year fixed rate. Their dedication to client satisfaction is reflected in their ability to listen and adapt to specific needs, making them a reliable choice for Arizona residents. As both a mortgage and finance broker, as well as a real estate agent, they leverage their extensive knowledge of the Arizona market to deliver exceptional service. Their commitment to excellence is encapsulated in their motto: working feverishly to ensure a seamless experience for every client.

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Mizar Lending
(800)4217185

7. Mizar Lending

★ ★ ★ ★ ★ 5,0/5
7600 N 15th St Suite 150, 85020.0, Phoenix
  • Mortgage broker

Why we chose them

Mizar Lending stands out as a premier mortgage broker, offering expert solutions for a variety of real estate projects. Specializing in both Commercial Financing and Residential Mortgage Lending, the company provides a comprehensive approach to finding the most suitable loan options for clients. With a team of seasoned professionals, Mizar Lending ensures a seamless process, tailored to meet the specific needs of each client, whether they are looking to invest in commercial properties or purchase a home.

Choosing this company for our directory highlights its commitment to excellence and efficiency in the lending industry. Mizar Lending’s ability to manage and execute efficient lending solutions makes it a top choice for individuals and businesses seeking reliable financial guidance. The company’s dedication to professional service underscores its reputation as a trusted partner in the real estate market.

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FAQs

What services do mortgage brokers in Phoenix typically offer?

Mortgage brokers in Phoenix typically offer services such as loan comparison, application assistance, rate negotiation, pre-approval assistance, and financial advice related to home buying.

How much do mortgage broker services cost in Phoenix?

In Phoenix, mortgage broker fees typically range from 1% to 2% of the loan amount. This equates to approximately €1,000 to €2,000 for every €100,000 borrowed.

How long does it take to secure a mortgage through a broker in Phoenix?

The process of securing a mortgage through a broker in Phoenix can take anywhere from a few weeks to a couple of months, depending on the complexity of your financial situation and the lender's requirements.

What should I consider when choosing a mortgage broker in Phoenix?

When choosing a mortgage broker in Phoenix, consider their experience and reputation, fee structure, communication skills, range of loan products offered, and whether they are licensed and credentialed.

How can a mortgage broker help with rate negotiation?

A mortgage broker can negotiate with multiple lenders on your behalf to secure the most favorable interest rates and terms, leveraging their industry connections and expertise.

Why is pre-approval important in the home buying process?

Pre-approval is important as it provides you with a clear idea of your borrowing capacity and strengthens your position when making an offer on a property, showing sellers that you are a serious buyer.

How do mortgage brokers assist with loan comparison?

Mortgage brokers assist with loan comparison by evaluating various loan products from different lenders, helping you identify the best rates and terms that match your financial needs and goals.

What are the benefits of using a mortgage broker over going directly to a lender?

Using a mortgage broker offers benefits such as access to a wider range of loan options, personalized financial advice, assistance with paperwork, and potentially better rates through negotiation, saving you time and effort.

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