The 7 Best Loan Agencies in Phoenix

Finding the right loan agency can be a crucial step in achieving your financial goals. Whether you’re buying a home, financing a car, or managing debt, choosing the best loan provider is essential. Phoenix, known for its diverse financial landscape, offers a variety of options to suit different needs. In this guide, we explore the 7 best loan agencies in Phoenix, highlighting what makes each stand out. Before diving into the list, consider the following services and aspects when selecting a loan agency:

  • Personal Loans: Ideal for unexpected expenses or personal projects.
  • Auto Loans: Financing options for purchasing new or used vehicles.
  • Home Loans: Mortgages and refinancing options for homeowners.
  • Business Loans: Capital for starting or expanding a business.
  • Debt Consolidation: Combining multiple debts into a single payment.
  • Interest Rates: Compare competitive rates to ensure affordability.
  • Loan Terms: Consider the length and flexibility of repayment plans.
  • Customer Service: Look for agencies with responsive and helpful support.
  • Reputation: Research reviews and ratings to gauge reliability and trustworthiness.
  • Fees: Be aware of any additional charges or processing fees.

This guide aims to provide you with valuable insights into some of the top choices for loan services in Phoenix, helping you make an informed decision tailored to your financial needs.

7

Number of companies

5773

Verified reviews

4,87

Average rating

Titlemax
(623)2076060

1. Titlemax

★ ★ ★ ★ ★ 5,0/5
7419 W Indian School Rd, 85033.0, Phoenix
  • Loan agency
  • Car finance and loan company

Why we chose them

TitleMax Title Loans is a prominent loan agency specializing in car finance and personal loans, serving the Phoenix area with efficiency and convenience. Located on W. Indian School Road, they offer a streamlined process for obtaining title loans and personal loans, ensuring quick cash access for those in need. With a focus on customer satisfaction, the company provides fast approval and competitive rates, accepting most credit types. Their innovative approach allows clients to start the title loan application online, appraising vehicle value through submitted photos, making the process both modern and user-friendly.

Customers appreciate the professional and knowledgeable staff who offer clear assistance throughout the loan process. The company enables individuals to secure loans using their vehicle titles, allowing them to continue driving their cars while managing payments. By offering both in-store and online services, they cater to a broad audience, ensuring flexibility and accessibility. The inclusion of personal loans adds further versatility, addressing unexpected financial needs efficiently. TitleMax stands out for its commitment to providing quick, reliable financial solutions, making it a valuable addition to our directory.

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Agave Home Loans
(833)3163170

2. Agave Home Loans

★ ★ ★ ★ ★ 5,0/5
3230 E Broadway Rd Ste B220, 85040.0, Phoenix
  • Mortgage lender
  • Mortgage broker

Why we chose them

Agave Home Loans stands out as a trusted provider in the mortgage industry, offering both mortgage lender and mortgage broker services. With a focus on helping clients navigate the complexities of home financing, they are dedicated to finding the best loan options tailored to individual needs. This company has earned a place in our directory for its commitment to customer satisfaction and its expertise in simplifying the mortgage process, making homeownership more accessible.

The company’s website currently has restricted access, which may be due to regional security settings. Despite this, their reputation in the mortgage sector speaks volumes about their capability and reliability. Agave Home Loans is recognized for its professional approach and personalized service, ensuring clients receive the guidance and support needed to make informed financial decisions. Their inclusion in our directory reflects their standing as a valuable resource in the real estate finance market.

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The Money Source Inc
(888)7135626

3. The Money Source Inc

★ ★ ★ ★ ★ 4,3/5
3138 E Elwood St Suite 200, 85034.0, Phoenix
  • Mortgage lender

Why we chose them

The Money Source Inc. is recognized as a prominent mortgage lender, offering a range of financial solutions tailored to meet the diverse needs of homebuyers. Known for its customer-centric approach, the company is dedicated to simplifying the home financing process, making it accessible and straightforward for clients. Their expertise in the mortgage industry positions them as a reliable partner for individuals seeking to navigate the complexities of home loans.

Despite access restrictions encountered on their website, the company’s reputation in the mortgage sector speaks volumes about their commitment to performance and security. Utilizing advanced technology, The Money Source Inc. ensures a seamless experience for clients, bolstered by their collaboration with Cloudflare for enhanced online security. This focus on innovation and protection underscores their dedication to providing top-tier mortgage services, making them a valuable addition to our directory.

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Speedy Cash
(623)8451911

4. Speedy Cash

★ ★ ★ ★ ★ 4,9/5
5819 W Camelback Rd, 85031.0, Phoenix
  • Loan agency
  • Check cashing service
  • Money order service
  • Money transfer service

Why we chose them

Speedy Cash stands out as a versatile financial service provider, offering a range of essential services to meet diverse customer needs. Known for their efficient loan agency services, they provide quick and reliable financial solutions to those in need. Additionally, their check cashing service ensures that customers can access their funds promptly without unnecessary delays. This company is a valuable addition to our directory due to its commitment to offering accessible financial assistance with a focus on customer convenience.

In addition to loans and check cashing, the company also facilitates money order and money transfer services. These services are crucial for individuals looking to manage their finances effectively and securely. By incorporating these offerings, the company demonstrates a comprehensive approach to financial services, catering to a wide range of customer requirements. Their dedication to providing a seamless and user-friendly experience makes them a noteworthy choice for those seeking reliable financial support.

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Ace Cash Express
(602)5481180

5. Ace Cash Express

★ ★ ★ ★ ★ 4,9/5
3343 W Peoria Ave Ste 8, 85029.0, Phoenix
  • Loan agency
  • Check cashing service
  • Money order service
  • Money transfer service

Why we chose them

ACE Cash Express in Phoenix, AZ, stands out as a leading financial services provider with a commitment to helping customers manage their financial needs efficiently. Located at 2835 N 16th St, this branch offers a comprehensive range of services designed to support everyday financial tasks. Customers can apply for title loans or registration loans, ensuring they have access to the funds they need. Additionally, the location serves as a convenient stop for those looking to cash checks, purchase MoneyGram® money orders, pay bills, or conduct wire transfers. The availability of ACE Elite® Visa® prepaid debit cards and the Flare Account® further enhances its service offerings, catering to a variety of customer needs.

The Phoenix location also provides essential support for Porte TM customers, ensuring personalized in-person assistance. The dedicated team at this branch is committed to delivering exceptional service, making it a reliable destination for financial transactions. Whether it’s accessing ATM services or exploring various financial products, the company ensures that customers can quickly get back to living their lives without financial stress. Their range of offerings, from loan services to convenient money transfer options, underscores their role as a one-stop shop for financial solutions in the community.

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Fairway Independent Mortgage Corporation
(602)2655626

6. Fairway Independent Mortgage Corporation

★ ★ ★ ★ ★ 5,0/5
5229 N 7th Ave UNIT 108, 85013.0, Phoenix
  • Mortgage lender
  • Financial institution
  • Mortgage broker

Why we chose them

Fairway Independent Mortgage Corporation stands out in the Arizona mortgage landscape, offering a diverse range of services as a mortgage lender, financial institution, and mortgage broker. With over 20 years of experience, the company is renowned for its local expertise and personalized service, serving cities like Phoenix, Scottsdale, Glendale, and Tucson. They provide a comprehensive suite of loan programs, including Conventional, FHA, VA, Jumbo, and Reverse Mortgages, ensuring tailored solutions for every client. Their commitment to excellence is reflected in their A+ BBB rating and numerous 5-star reviews, making them a trusted choice for homebuyers and homeowners alike.

The company simplifies the mortgage application process, allowing clients to apply with ease and confidence. Their expert loan officers are dedicated to finding the perfect loan options to fit individual financial goals. Known for integrity and customer support, the team guides clients through the entire mortgage journey, from origination to closing. Whether clients are purchasing or refinancing, they can expect competitive rates and tailored options. Fairway Independent Mortgage Corporation’s focus on exceeding client expectations and building lasting relationships is a testament to their dedication and success in the mortgage industry.

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Fast Auto Loans, Inc
(480)3390875

7. Fast Auto Loans, Inc

★ ★ ★ ★ ★ 5,0/5
1602 E Baseline Rd, 85042.0, Phoenix
  • Loan agency
  • Car finance and loan company

Why we chose them

Fast Auto Loans, Inc. is a prominent player in the financial services sector, specializing in providing swift and accessible loan solutions. As a dedicated loan agency and car finance company, they cater to a diverse clientele seeking efficient financial assistance. Their expertise in car finance ensures that customers receive tailored loan options that align with their specific needs, making them a preferred choice for individuals requiring quick and reliable financial support.

Despite the current technical difficulties with their website, which is experiencing restricted access due to a configuration error, the company remains committed to delivering exceptional service. The emphasis on customer satisfaction and their adaptability in addressing financial demands underscore their reputation as a dependable resource in the loan industry. By focusing on these core strengths, they continue to build trust and reliability among their clients.

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FAQs

What services do loan agencies in Phoenix typically offer?

Loan agencies in Phoenix typically offer services such as personal loans, auto loans, mortgage loans, and business loans. They may also provide refinancing options and financial advisory services.

How much do loan agency services cost in Phoenix?

The cost of loan agency services in Phoenix can vary. Application fees can range from €50 to €200, while interest rates for personal loans can vary from 5% to 15% depending on your credit score and the loan type.

What is the typical timeline for getting a loan approved in Phoenix?

The timeline for loan approval in Phoenix can range from a few days to several weeks. Personal and auto loans are usually faster, often taking 3 to 7 days, while mortgage loans can take from 2 to 6 weeks.

How can I choose a good loan agency in Phoenix?

To choose a good loan agency in Phoenix, consider their reputation, customer reviews, interest rates, fees, and the range of services they offer. It's also helpful to seek recommendations from friends or family.

What factors should I consider before applying for a loan in Phoenix?

Before applying for a loan, consider the interest rate, repayment terms, fees, your credit score, and the loan agency's reputation. Ensure you understand the full cost of the loan and any potential penalties for early repayment.

Are there specific qualifications needed to apply for a loan in Phoenix?

Yes, qualifications typically include a stable income, a good credit score, and proof of identity. Some loans may require collateral, and documentation requirements can vary by loan type and agency.

Can I get a loan in Phoenix with a bad credit score?

It is possible to get a loan with a bad credit score in Phoenix, but options may be limited, and interest rates are likely to be higher. Some agencies specialize in bad credit loans, but it's important to review terms carefully.

Is it possible to refinance a loan with a Phoenix loan agency?

Yes, many loan agencies in Phoenix offer refinancing options for existing loans. Refinancing can help lower interest rates or adjust repayment terms, but it’s important to evaluate the costs and benefits.

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